Money & Finance

Tax calculators, budgeting, salary info, and financial planning for Americans

What Is Self-Employment Tax and How Do You Pay It?

If you're working for yourself—whether you're a freelancer, independent contractor, or small business owner—you've probably heard the term "self-employment tax" and wondered what it really means. Unli...

Feb 20, 2026 13

Insurance 6 min read

What Is a Deductible in Insurance? (Health, Home, and Auto)

Imagine getting into a fender bender, facing a surprise medical bill, or dealing with storm damage to your roof—only to discover you owe hundreds or thousands before your insurance steps in. That's th...

Feb 20, 2026 10

Insurance 6 min read

What Is Disability Insurance and Why Is It Often Overlooked?

Imagine waking up one day unable to do the job you've trained for years to perform, your income suddenly gone due to illness or injury. For one in four 20-year-olds, this reality hits before age 67, l...

Feb 20, 2026 7