Blog

Wealth Building & Advanced Investing 8 min read

What Is an Annuity and Should You Buy One for Retirement?

An annuity is a contract between you and an insurance company that converts your savings into a guaranteed income stream for retirement[1]. Whether you should buy one depends on your retirement goals,...

Feb 20, 2026 13

Taxes 6 min read

What Is the Earned Income Tax Credit (EITC)?

Imagine getting money back from the IRS even if you owe little or no taxes—that's the power of the Earned Income Tax Credit (EITC). This refundable credit puts real cash in the pockets of millions of...

Feb 20, 2026 12

Insurance 5 min read

How to Lower Your Car Insurance Premium

Car insurance premiums hitting your wallet harder than expected? You're not alone—average full coverage rates for Americans reached $2,543 annually in 2026, up from previous years due to rising repair...

Feb 20, 2026 13

Taxes 6 min read

What Is a Tax Deduction vs a Tax Credit?

Ever stared at your tax return wondering why a $1,000 tax credit feels like a windfall while a $1,000 deduction barely moves the needle? You're not alone—millions of Americans mix up these two powerho...

Feb 20, 2026 13

Taxes 8 min read

What Is Self-Employment Tax and How Do You Pay It?

If you're working for yourself—whether you're a freelancer, independent contractor, or small business owner—you've probably heard the term "self-employment tax" and wondered what it really means. Unli...

Feb 20, 2026 14

Insurance 6 min read

What Is a Deductible in Insurance? (Health, Home, and Auto)

Imagine getting into a fender bender, facing a surprise medical bill, or dealing with storm damage to your roof—only to discover you owe hundreds or thousands before your insurance steps in. That's th...

Feb 20, 2026 10

Insurance 6 min read

What Is Disability Insurance and Why Is It Often Overlooked?

Imagine waking up one day unable to do the job you've trained for years to perform, your income suddenly gone due to illness or injury. For one in four 20-year-olds, this reality hits before age 67, l...

Feb 20, 2026 7