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US Mortgage Calculator

Calculate mortgage payments with PMI, property tax, homeowners insurance, HOA fees, and see how extra payments save you money.

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How to Use This Tool

Enter your values in the fields provided and the results will be calculated automatically.

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All calculations are performed instantly
Results can be copied with one click
Settings are saved for your convenience

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Used 106 times

Mortgages & Loans 6 min read

What Is PMI (Private Mortgage Insurance) and How Do You Avoid It?

Buying your first home is exciting, but those extra mortgage costs can quickly dampen the thrill. If you've heard whispers about Private Mortgage Insurance (PMI) sneaking into your monthly payments, y...

Feb 21, 2026 11

Mortgages & Loans 8 min read

What Is a Reverse Mortgage and Who Should Consider It?

If you're 62 or older and looking for ways to tap into your home's value without selling it, a reverse mortgage might be worth exploring. Unlike traditional mortgages where you make monthly payments,...

Feb 21, 2026 11

Mortgages & Loans 6 min read

What Is a Mortgage and How Does It Work?

Imagine standing in front of your dream home, keys in hand, but without enough cash to buy it outright. That's where a mortgage steps in—a powerful financial tool that makes homeownership possible for...

Feb 21, 2026 10

Mortgages & Loans 5 min read

How to Pay Off Your Mortgage Faster

Imagine waking up each morning knowing your home is truly yours—no more monthly mortgage payments weighing on your budget. In 2026, with home values steady and interest rates stabilizing around 6-7% f...

Feb 21, 2026 9